Prepay plans are usually much more expensive when roaming overseas.
International rate plans can vary depending upon the carrier. carriers now offer low-end plans that charge for calls on a per-minute basis and for each sent or received text message Most, but not all prepay plans allow the use of any unlocked phone that is compatible with the carrier’s network. At least eight different cellular carriers and Mobile Virtual Network Operators (MVNOs) in the United States offer prepay service: AT&T-Cricket, Verizon, T-Mobile-GoSmart and MetroPCS, Sprint-Boost and Virgin, Net 10, Tracfone. There are three primary issues in selecting prepay services: price, network, and features. There may be a requirement that the subscriber reside in the United States and that more than fifty percent of usage be on the carriers’ network and in the United States. If phones are locked when purchased, the carriers may require usage for a month or more before unlocking. Most carriers require that new accounts must be established at least forty days before a phone can be activated for international service. There are usually more options for special rate packages for international roaming in post-pay accounts. International roaming rates are usually much less expensive for post-pay accounts. Accounts must be authorized for international roaming. International roaming for voice, text, and data is offered with proper credit history. Many different rate plans, often with unlimited voice and text usage, and a predefined data allowance each month. Post-pay accounts can usually be converted to prepay while keeping the same phone number. Identification of the subscriber for billing. Contracts, depending upon how the smartphone is purchased. Required credit checks and a deposit if you are a new customer or have had credit issues with the cellular carrier previously. There are a number of factors that differentiate the two types of service and which plan may be the best for you. My experience also pointed to a glaring security problem for tracing criminals, terrorists, stalkers or others that seek to use their phone to facilitate illegal activities.Ĭritical differences between prepay and post-pay plans The difficulties I encountered are instructive as to what a prepay customer should understand bout service limitations when travel outside of the United States is contemplated. The solution was further complicated because most of the customer agents I spoke with for the different carriers really did not understand their own service offerings and many said that prepay phones could not be used for roaming in foreign countries. I thought this would be a relatively simple matter until I started analyzing the technical issues involved. As I learned, configuring a prepay phone for use out of the United States with these parameters can be a problem unless the account is set up correctly. 
That meant the phone had to be prepaid with no account data showing up on any network there could be no contracts or credit checks as are required with post-pay service. As for how you go about getting that dollar amount returned, you may need to contact customer support for assistance or the card issuer or both.The critical issue was anonymity because the case involved individuals with high level access to data bases which could potentially disclose who was running the investigation. In other cases, you can link the card and may even have a small amount deducted from the card while trying to confirm it but again, you may not be able to use it for a purchase. If you try link the card, you may have some dollar amount removed however, the linking process will fail. When that happens, you are asked to use another funding source. PayPal can see the amount but, their security checks cannot confirm the card owner as there’s no name or address info. There’s only the card number and an amount. With many prepaid cards, there's no owner name or billing address information nor is there a way to include that information on the card. Note, there’s still a risk that the registered prepaid card may not be accepted if the name does not match the PayPal account name or the billing address is incomplete. Suggest not trying to link a prepaid card to your PayPal account unless the card is a PayPal Product or a Green Dot Money Pack or you have contacted the prepaid card issuer and registered both your name and billing address with the card. From our experience the exceptions are, PayPal Products or Green Dot Money Packs or a Prepaid Card that allows you to register both your name and billing address. Per PayPal's own Help FAQs, they state the following: You can't link a gift card, prepaid card, or one-time-use card to your PayPal account.
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